Budget, Debt & Savings Tracker

Take control of your money. No bank login required.

Track spending, crush debt with Snowball or Avalanche strategies, manage subscriptions, and build savings — all from your iPhone. Your data stays on your iPhone and in your own iCloud, never on our servers.

Download on the App Store

Already use Zentavo? Open Zentavo Web →

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Smart Dashboard

See your net worth, savings, debt, and budget progress at a glance with weekly and monthly charts.

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Debt Payoff Strategies

Compare Snowball vs Avalanche methods with timeline projections and interest savings.

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Subscription Tracker

Track every subscription with billing dates, costs, and due-in-days countdowns.

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Savings Goals

Set goals and track your progress toward what matters most to you.

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Category Budgets

Set limits by category with auto-calculated totals and spending breakdowns.

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100% Private

No bank linking. No accounts. No tracking. Your data stays on your iPhone and in your own iCloud.

🛡️ Your financial data never touches our servers